Senior Citizens: Don’t Ignore These Discounts


Senior citizens receive discounts at movie theaters, restaurants, and even at certain retail stores, but there are many other ways to save money if you’re over the age of 65.

In fact, countless Americans are missing out on major saving opportunities simply because they don’t know certain discounts even exist! If you are over the age of 65, make sure you are taking advantage of these opportunities.

From saving on car insurance to paying less for airfare, here are simple ways seniors can save this year:

Tax Benefits

Senior citizens can receive free tax advice from the IRS between January 1 and April 15 every single year. Whether they need help filing electronically or have questions about their own tax return, someone can help free of charge.

Likewise, anyone over the age of 59 can withdraw money from their IRA without facing the 10% tax. Workers over the age of 50 can contribute an additional $1,000 to an IRA, bringing their total to $7,000 a year.

Car Insurance

Unfortunately, many senior citizens are paying way too much for car insurance. Because many older people cut back on driving — or only drive short distances — they are usually entitled to massive savings on their policies. It is very important for seniors to compare their policy and ensure they’re not paying for more coverage than they need.

Travel Savings

Do not overpay for airfare ever again! In fact, there are plenty of ways for seniors to save while traveling. For example, American Airlines offers senior discounts on certain trips, so make sure to call to find out if you are eligible. Southwest Airlines offers Senior Fares for anyone over the age of 65, and United Airlines also offers discounted prices for flights.

And, for anyone who travels by train, senior pricing is available for most Amtrak locations and usually ranges from about 10 to 15 percent off.


Along with saving on airfare, seniors can save money on hotel stays. While some discounts go as high as 50% off, most are in the 10% to 15% range. That adds up if you travel often during your retirement. When booking a vacation, it is very important to call hotels ahead of time and ask if they have a senior discount. Never leave money on the table!

Cell Phone Plans

Seniors can also save money on their cell phone plans. AT&T offers discounts for AARP members — 10% off qualified monthly wireless plans and 15% off wireless accessories. Consumer Cellular also offers a 5% discount on usage and monthly fees along with a 30% discount on select accessories.