Personal finance should be required in high school, says a former state board of education President who argues “managing money” is a skill students need before entering the workforce, but for now, here are nine free courses. So you know calculus, but can you give change or balance a checkbook? …
Read MoreA recent survey found that most Americans believe you need to earn at least $60K annually to have enough disposable income to begin investing, but that is not true. Here’s what you need to know. Poll reveals myth: Most Americans believe it takes $60K salary to afford investing A recent …
Read MoreThe IRS is encouraging taxpayers to file early due to backlogs and staff shortages, so it’s important to have an early understanding of the tax changes for 2021 and how they may help or hurt the size of your return. Do you have to file? There are a lot of …
Read MoreWouldn’t it be nice to retire 17-20 years early? A new movement called the financial independence, retire early (FIRE) movement is afoot, spreading information about making money moves to retire at age 50. What is the Financial Independence, Retire Early (FIRE) movement? The name says it all. Retiring early requires …
Read MoreYou still have time to contribute to retirement investment that can help you qualify for the tax credit to help you save up to $1000 and get you triple benefits if combined with a 401(k) or IRA. Here’s how. How to qualify for a tax credit of up to $1K …
Read MoreWith the US at its highest level of inflation in nearly 40 years, perhaps the only good news is that there are time-tested methods investors have used in the past for hedging against inflation. Here are five ways. Inflation hit 6.8% in November, marking a 39-year high, the steepest price …
Read MoreExperts say the closer you get to retirement, the less risk you should take with investments, so how do you invest after retirement? Inflation is a concern, and you may need additional income. Here are three options. Investing after retirement The whole idea of maintaining a portfolio after retirement is to guarantee …
Read MoreExperts say dividend stocks can be an excellent investment with U.S. interest rates currently low. Here are six dividend stocks with low payouts that are safe investments. What makes certain dividend stocks safe investments? As a rule of thumb, the dividend on a stock is only as safe as the …
Read More1. Examine and evaluate your cash holdings Before you look at your extra cash at the end of the year and assume you have a little extra to invest, take a step back and evaluate the situation. There are three things to do: The very first thing to do is …
Read MoreIf you’re thinking of buying or selling a home, investing in real estate, or are a realtor or lender – the coming trends will affect your finances. Here are some important trends the experts say you need to watch for in 2022. Here are the most important real estate trends …
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