One of the most important retirement strategies is selecting the right asset allocation for your 401(k). Here are a few of the top-performing 401(k) funds in 2022. Choosing a 401(k) fund Experts say, for the majority of investors, there are only two factors to consider when choosing which fund is …
Read MoreAs inflation skyrockets the cost of everything, you probably don’t have to add that extra bump in tips you did amid the pandemic, but certain services still should be tipped. Here are some simple guidelines to follow. Tipping amid inflation First of all, you don’t have to tip everyone. That …
Read MorePersonal finance should be required in high school, says a former state board of education President who argues “managing money” is a skill students need before entering the workforce, but for now, here are nine free courses. So you know calculus, but can you give change or balance a checkbook? …
Read MoreWouldn’t it be nice to retire 17-20 years early? A new movement called the financial independence, retire early (FIRE) movement is afoot, spreading information about making money moves to retire at age 50. What is the Financial Independence, Retire Early (FIRE) movement? The name says it all. Retiring early requires …
Read MoreWith the US at its highest level of inflation in nearly 40 years, perhaps the only good news is that there are time-tested methods investors have used in the past for hedging against inflation. Here are five ways. Inflation hit 6.8% in November, marking a 39-year high, the steepest price …
Read MoreExperts say the closer you get to retirement, the less risk you should take with investments, so how do you invest after retirement? Inflation is a concern, and you may need additional income. Here are three options. Investing after retirement The whole idea of maintaining a portfolio after retirement is to guarantee …
Read MoreA diversified portfolio means spreading your investment around into several different areas to minimize your risk of losing your money. Here are some tips and formulas for balancing gains against loss. What is a diversified portfolio? A diversified portfolio means not investing in a single type of investment only, such …
Read MoreSocial Security is about to get a cost-of-living adjustment, but while that might sound like good news on the surface, don’t get too excited yet. It’s possible that a bigger check may not bring bigger benefits. Here’s why… Social Security to get biggest raise in over 10 years–but there’s a …
Read MoreWhen you’re considering marriage, you want to focus on the positives of building a life together. Unfortunately, things don’t always go as planned – and having a prenuptial agreement can help provide peace of mind. They can be especially important considering that 50% of all marriages in America end in …
Read MoreWhen you decide to purchase a new car, the worst possible thing you could do is head to a dealership unprepared. If you take the time to do a little research, you could easily save thousands. A little preparation is well worth the time spent. Seek Financing Try to avoid …
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